Life Changing Loan Programs:
Equity Zero and Bridge Loan

Success Story #1: Rick had been looking at houses for a while and was finally in contract to buy. Unfortunately he had issues with his realtor and lender and ended up losing the Earnest Money Deposit, Appraisal fee and Inspection fee. Not to mention the home he had taken months to find. Rick switched realtors and they referred him to us.

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He needed help with a down payment as he had already lost money on the previous home and didn’t want to drain his savings completely. We looked into state housing programs but the rate would have been higher and Debt to Income (DTI) would have been an issue. With Equity Zero, we were able to get the down payment assistance he needed at a lower rate while keeping the DTI in line.

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Success Story #2: Karen loved her neighborhood, but her home didn’t have a basement, and she couldn’t fence in the backyard for her dogs. Then she found the perfect home, and just a few blocks away! But she didn’t want to risk selling her current home and be left without a place to live if her purchase fell through. Our Bridge Loan allowed her to buy the new home first and move at her own pace. Once she was settled, she took her time updating her old home with fresh paint and new carpet. When it hit the market, it sold immediately and for over asking price!