Special Rate Offer on FHA & VA Loans!

How an FHA Loan Works

An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan which is provided by a FHA-approved lender. FHA insured loans are a type of federal assistance. FHA primarily serves people who cannot afford a conventional down payment or otherwise do not qualify for PMI.

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FHA Loan Benefits

• Low Down Payment Requirements

• Flexible Credit Score Standards 

• Higher Allowable Debt‑to‑Income Ratios

• Accessible for First‑Time and Moderate‑Income Buyers 

• Allows Gift Funds & Down‑Payment Assistance 

• Competitive Interest Rates

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How a VA Home Loan Works

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The VA home loan is one of the best options available for Veterans since there is no mortgage insurance required. The loan may be issued by qualified lenders. Equity Resources’ in-house underwriting team is approved to review VA appraisals and issue a Notice of Value for VA loans. This allows us to close your VA loan even faster!

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VA Loan Benefits

• No down payment

• Low competitive rates

• No monthly PMI

• Unlimited seller contribution

• In-house underwriting